When the housing market turns around, a select group of individuals stands to make some significant cash. But it won’t come easy, and it won’t come without a cost.

Those making investments in the housing market might have to wait to reap the benefits from their purchases.

It’s a buyers’ market, and with a glut of foreclosed homes and short sales on the market, homes can be bought for lower-than-ever prices, and coupled with low interest rates, it’s a good time to buy. Some are riding out the wave of low prices in the hopes it will bring long-term benefits once the market turns around.