The steps to buying a home
Step 1: The Housing and Urban Development recommends to first figure out how much you can afford. What you can afford depends on your income, credit rating, monthly expenses, the down payment you plan to make, and the interest rate.
Step 2: Get pre-qualified for a loan with the lender. Go shopping for a mortgage to know what you can afford and for a monthly payment with which you are comfortable.
Step 3: Consult the help of an attorney to help wade through the paperwork.
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