LOS ANGELES – Like many Gen-Xers, my present outlook on retirement falls somewhere between doom and gloom.

I fear a stock market collapse could decimate my investments as I near retirement — a fate that befell many retirees following the 2008 financial crisis. I'm highly skeptical that Social Security will be much help, if any, and I fret that I won't have enough money set aside to keep up with rising costs for everything from food and gas to housing.

Recently, however, I've started to consider whether retiring overseas might be a good strategy.