HARVARD – The Harvard State Bank has announced the promotion of Tony Villarreal to the position of vice president and director of mortgage lending.

Villarreal joined the bank in February 2012 as a consumer mortgage/loan officer. He has more than 17 years of banking experience in the mortgage and consumer lending industry. He graduated from Elmhurst College and has more than 180 hours of continuing education on truth in lending, real estate settlement and procedures, and real estate business ethics.

In his new post, Villarreal will be in charge of overseeing the Mortgage Department for the entire bank. He will work with the mortgage lenders and assist the lending team with the development and implementation of a mortgage program to support local communities with all of their mortgage needs.