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Ramsey: Stay out of in-law's house but get out of debt

Dear Dave,

I’m 27 and married, and we have two kids. I make $90,000 a year, but we have $80,000 in consumer debt – $48,000 of which is in car loans. The rest is credit card debt. My wife’s parents have offered to let us move in with them so we can get out of debt faster. Do you think this is a good idea?

– Kevin

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