30-year mortgage rate declines to 3.54 pct.
WASHINGTON – Average U.S. rates on fixed mortgages fell this week and remained near historic lows, a trend that has supported a recovery in housing.
Freddie Mac says the average rate for the 30-year loan fell to 3.54 percent from 3.63 percent last week. That’s near the 3.31 percent reached in November, which was the lowest on records dating to 1971.
The average rate on the 30-year loan has been below 4 percent now for a full year.
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