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What’s the risk?

SPONSORED • Published: Wednesday, Aug. 27, 2014 4:36 p.m. CDT
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When you listen to some of the most successful coaches in any sport, they will tell you that they strive to eliminate mistakes, just as two of my old coaches Mike DeWolf and Harry May did with my teammates and I (eliminate turnovers, giving-up offensive rebounds, giving-up easy baskets, or committing too many personal fouls).  I learned from them that if we could eliminate mistakes we gave ourselves a better chance at winning our games.  Well, in retirement planning I believe too many advisors concentrate on rates of return and how to maximize the return.  In my opinion, the successful retirement plan eliminates the potential risks (Thank-You Mike and Harry).  In speaking with clients that had a previous planner, they rarely tell me about how their advisor discussed the impact of the cruelest risk of all – INFLATION.  This risk is hidden and doesn’t hit the retiree until after-the-fact and it grows exponentially.  When clients are concerned about living a long time, inflation is a risk that gets larger every year and it must be addressed.

In addition, there are a number of other risks in retirement.  LONGEVITY, or outliving our financial means is the number concern among those approaching or just entering their first years of retirement.  It is imperative to eliminate the risk of running out of money before you run out of time!  MARKET RISK.  Here is a risk we can eliminate as well… one where we can position your hard earned assets in such a way that you can share in the upside of market gains without any exposure to the downside risk.  You ask, “Can this really be done?” YES!  Allow us to “coach” you on just how you can win the retirement game.  Put our S.W.A.N. Technique to work on your behalf and we’ll help you too, Sleep Well At Night.

Cy Financial | Toll-Free 844.322.3500 | www.cyfinancial.com

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